This month I am celebrating my 30th year of life & I’m beyond thankful to do so DEBT FREE!!
Financial literacy is super important because if you can’t count your coins someone else will! -& you might not agree with their math!
My cousin M’Tiant is one of the most financially stable people I know so we dedicated an episode of Blonde Moment on tips to help you get your finances on track & $aving that money, honey!
My goal was to pay off my credit card debt before I turned 30 & I achieved it ahead of schedule! In February I paid off my first & biggest credit card, then in June, almost 1 month before my birthday I paid off my second credit card!! I was in more than $10K credit card debt working a decent job with an insatiable shopping habit -specifically online shopping. Who doesn’t love Amazon Prime?!
To get out of debt I had to come to terms that what I was doing (nothing) wasn’t working & I had to make a change! I went cold turkey on shopping & started using the Digit savings app. It observes your spend habits & “painlessly” saves for you. My favorite part is because it’s not with my bank I can dip into it to ‘get some money right quick’, Nope! And it SUCKED!! I couldn’t go out with friends, I couldn’t eat fast food, it felt like I couldn’t do anything! But everything great is difficult at first -the proof is right in front of you!
My sacrifice paid off & I’m a lot better with my shopping & money management!
What financial challenges have you faced & overcome? Share them in the comments below! Also Subscribe to my YouTube channel for more Blondie!!
